Finserv Experts is a consultancy that provides advisory, design, and delivery services to make those new business models possible.
Finserv Experts has collaborated with BLOK BioScience to deliver the world’s first — and so far only — pandemic management platform to receive the coveted ID2020 certification for self-sovereignty.
Finserv Experts is working with Deutsche Telekom’s Blockchain Solution Center to lead the design of its new portfolio of blockchain product and service offerings.
Finserv Experts is leading the design and delivery of a microinsurance solution for natural disasters in Indonesia.
At Lloyd’s of London, Areiel served as the delivery leader and overall solution architect for the successfully delivered DLT-enabled trade settlement and claims agreement prototype. programme. Much of Lloyd’s post-settlement processing remains as paper based as it was when Lloyd’s became the world’s leading insurance market in the early 1700’s. This prototype enabled the London Market Target Operating Model programme envision a solution in which the transaction accounting, claims agreement, net settlement, and reporting functions are digitized and automated via a transparent, immutable, blockchain-based ledger.
The ICAEW is the main professional body for accountants in England and Wales; they have asked Areiel to help chart out the impact that the advent of blockchain is going to have on the audit profession. Many of the current processes followed by auditors may end up being disintermediated, but the fundamental role of audit assurance becomes more necessary than ever in a distributed ledger environment, and Areiel is helping the ICAEW map out how the requried skills and activities that auditors perform will change as a result.
Areiel worked with Bank of America, HSBC, and the Monetary Authority of Singapore to lead the development of a working blockchain prototype for letter of credit origination. This was IBM’s very first commercial consulting engagement for blockchain, and successfully delivered on time.
Areiel advised the central bank of Thailand on the creation of a blockchain working group to give blockchain fintechs in Thailand a competitive advantage by supporting them with clear guidance and proactive regulatory engagement.
Areiel worked with Commercial Bank of Africa to lead the development of a machine learning based credit scoring solution for loans issued over mPesa, Kenya’s world leading mobile payments solution. Over 40% of Kenya’s GDP flows through mPesa, and more than half if its users have no bank accounts, let alone a financial history which could be used as the basis for traditional credit scoring algorithms. Areiel led a team of developers and data scientists to create a solution which used machine learning to predict the likelihood of default based on the applicant’s payment history and other data about the loan. The pilot of this solution reduced CBA’s non-performing loans by over 26%.
Areiel worked with the MITRE corporation to draft a detailed set of interoperability requirements and standards for a large outsourcing contract.
Finserv Experts consultants have provided advisory, solution delivery, and thought leadership services in over 40 countries around the globe…
Finserv Experts consultants regularly speak at conferences and workshops around the world, from local community meetups to major global summits like the G20.
Recent appearances include…
Consultants from Finserv Experts are quoted authorities in the media…
Finserv Experts is an association of seasoned business transformation professionals.
Areiel is the managing director of Finserv Experts. He is an experienced business leader with over 25 years of experience in business transformation solutioning, sales, and execution. He served as one of IBM’s key thought leaders in blockchain, machine learning, and financial inclusion. Areiel has deep experience leading large, globally distributed teams; he has led programs of over 100 people through the full delivery life cycle, and has managed budgets in the tens of millions of dollars.
In addition to his delivery experience, Areiel also serves as a senior advisor on blockchain, machine learning, and technology adoption. He has addressed the G20 on financial inclusion, is currently an advisor to UK Parliament on blockchain, and has worked with central banks and financial regulators around the world.
Areiel has delivered working solutions in the following solution domains
Areiel’s core expertise lies in the banking and insurance industries. He also has real-world delivery experience in
Areiel is a US citizen, a UK permanent resident, and has delivered projects in over 40 countries around the globe. In addition to the US and UK, Areiel has over one year delivery experience in each of the following countries
Visit Areiel’s LinkedIn profile here
Emma is Member of European Parliament for the East Midlands constituency in the United Kingdom. She has held this position since 2009 and has risen through the ranks in Brussels. Emma has extensive experience in both digital, technology and international trade owing to her prolific role on the International Trade Committee (INTA) and Internal Market Committee (IMCO). After joining INTA in early 2012, Emma was soon appointed as the ECR Group Coordinator leading on all EU Trade Negotiations. Emma has also been a Member if the WTO Steering Committee And has spoken in Geneva on Trade and at the MC11 in Buenos Aires on e-commerce and the Internationalisation of SMEs.
In this role, Emma has worked extensively to deliver free trade agreements and push an open and transparent trade agenda in the EU, this includes the EU-US trade deal, the Trade in Services Agreement and the EU-China Investment Agreement.
Emma works extensively on policy relating to emerging technologies and the Digital Single Market. As part of her work on INTA, she was the first MEP to publish an Own Initiative report that considers the use of blockchain in a specific policy area. Moreover, Emma has worked on cybersecurity, Copyright in the Digital Single Market and most recently the EU regulation to prevent the dissemination of terrorist content online.
As part of her expertise in blockchain policymaking, Emma has spoken at and worked with several organisations and industry stakeholders including the European Centre for International Political Economy, Allied for Startups and the All Party Parliamentary Group on Blockchain in the House of Commons.
Emma has developed policy and legislation in the following subject areas:
Emma was born and raised in the UK but has lived in Brussels for most of the past decade. She has led delegations of parliamentarians and businesses and spoken at conferencesaround the world. Here are some of the countries:
Visit Emma’s LinkedIn profile here
Kefirah currently oversees a portfolio of 10+ projects in China and across Southeastern Asia. She is responsible for account engagement and delivery assurance, identifying opportunities for digital transformation, shaping solutions, and advising agile practices on how to plan their deliveries. She has a proven track record of successfully delivering large, geographically distributed projects across the globe. Kefirah is a recognized thought leader in the China for strategic planning and go-to-market design for technology start-ups.
Kefirah has delivered working solutions in the following solution domains
Kefirah has successfully delivered projects in:
Visit Kefirah’s LinkedIn profile here
Ewan Puckle Hobbs has a long history in consultancy, primarily in banking and insurance. He is especially interested in the way structure and culture need to change with capability maturity. Diagnosis is a specialisation and he has particular skill in understanding inconsistencies between the way an organisation wants to work and the way it actually works. He has in depth experience in Operating Model design – and relishes the challenge of enabling organisational habits to change as new ideas and new technologies are introduced.
Customers and their needs and expectations are a passion. Finding ways to support and enable differentiating customer propositions is an adventure; keeping it grounded and practical is an essential goal. His experience with institutions and customer behaviour covers almost every continent – so he is pretty good at judging what is really unique to the local market and what is just bad practice.
Success is very much dependent on knowing what to measure – and how to integrate measurement consistently to drive behaviour. Ewan has experience with very successful – and pretty unsuccessful – institutions, supported by a passion for real time cost allocation and profit based measurement. None of these ideas are new but his joy comes from leveraging new technologies, like distributed ledger, to create practical enablers for intractable problems.
Ewan has deep, practical consultancy experience in the following areas:
In his early career, Ewan worked as a Financial Advisor, selling insurance, investment and banking products to customers at a time when behaviour in the industry was not always easy to defend. This real life experience has been essential in the development of his business modelling and diagnostic skills. As well as his core core expertise in banking and financial services, Ewan has delivery experience in:
Ewan was born and brought up in the UK but also holds Irish and Australian citizenships. As well as UK he has lived in Singapore and Germany, visited more than 50 countries, and delivered projects in five continents. As well as the countries he has lived in, Ewan has extensive experience in South East Asia and has over a year of delivery experience in each of the following:
Visit Ewan’s LinkedIn profile here
At the very core of our pandemic management solution, which goes live in Brazil in three weeks, is the principle that an one person’s data belongs exclusively to that person, and never leaves their possession. To this end, our solution…
One of the most significant understandings that one acquires from working in financial inclusion for any length of time is that philanthropy doesn’t scale. In the long term, eradicating poverty will always come down to a single common denominator: enabling a…
Finserv Experts has provided advisory, solution architecture, and program leadership capabilities to help enterprises enable world-changing business models that could not have existed before. To date though, we have always done this on behalf of our clients, using their own…
On Monday and Tuesday this week, I had the distinct pleasure of taking part in the Africa 3.0 conference in Nairobi. I wrote an article on LinkedIn about the notable impression this conference made upon me. You can read the full article…
Areiel just posted an article on LinkedIn, reacting to the views many people are sharing about Facebook’s announcement of the Libra payment solution. https://www.linkedin.com/pulse/thoughts-facebooks-announcement-libra-areiel-wolanow/ Check it out…
Pynk Tank — the social engagement platform that accompanies the wildly successful Pynk colloaborate investment platform — launched their live streamed show on Thursday 13 June, and invited Finserv Experts managing director Areiel Wolanow to take part in the festivities.…
Finserv Experts congratulates its Digital Transformation Ambassador @Emma McClarkin MEP for an outstanding performance in today’s debates. The ability to select your own leaders is a right denied most people in the world. Don’t take it for granted; we urge…
Finserv Experts is very pleased to announce that managing director Areiel Wolanow has been named as the Solutions and Business Models ambassador for the London Blockchain Foundation (LBCF). There are of course many blockchain groups in London, but in a…
Greetings all. I am delighted to announce that. Emma McClarkin MEP has agreed to join Finserv Experts as our Digital Transformation Ambassador. Emma has served for the past ten years as a U.K. representative in the European Parliament representing East…
Greetings all, I am pleased to announce that I have been invited to deliver the Day 2 Keynote for the Blockchain for Insurance Europe conference, 18-19 June in London. I will be discussing what the UK Government is doing to…